Because You Never Know What Might Happen on Your Vacation...
Even the best vacation plans can be turned upside-down by the unexpected. Hurricane evacuations, road closures, delayed flights, illness, delayed luggage, where to locate a doctor in a foreign country who speaks your native language— you planned on a great time, not a vacation nightmare. Plus, unforeseen events can force you to cancel or postpone your trip and lose any prepayments you've made.
Travel insurance gives you unparalleled coverage, benefits and assistance services that help to protect your vacation investment. So you'll have the peace of mind that if something unexpected comes up before you travel and through the day you get back home, you're covered!
Below are true stories from actual CSA customers. Take a minute and read about what could have happened to their vacation investment without travel insurance.
Hurricane evacuation disrupts a family vacation
A family vacationing on North Carolina's Outer Banks was forced to evacuate due to Hurricane Charley in 2004. CSA reimbursed them for the cost of hotel, meals and other expenses related to evacuating the area and returning home.
A broken leg before the ski trip
Tom planned a ski trip to Aspen several months in advance. Three weeks before his Aspen trip, he broke his leg at a local ski area. If not for travel insurance from CSA, he would have lost his entire trip investment.
An ear infection cancels a vacation!
A client's 3-year-old daughter developed an ear infection two days before the vacation was to begin. The client had to cancel the trip, but they were in a 100% penalty period with the vacation rental company, and stood to lose their money. Their entire claim was paid.
Identity Theft strikes again
At a resort, a guest had to deal with the disruption of a peaceful stay when his credit card was stolen. When he returned home, he experienced considerable trouble in getting his finances back in order. The trauma of this dream trip turned into a nightmare lasted for many months; long after he and his host resort discovered the problem. With CSA's Identity Theft Resolution Services, this guest would have had trained fraud service specialists guiding him through the process of restoring his credit.
Their house was flooded, their trip went down the drain
Mr. and Mrs. J. live in the Midwest, and their home sustained massive damage due to a flood. They cancelled their trip in order to take care of the damage to their house. Their entire claim was covered. (Similarly, CSA has also had clients who had to cancel due to damage from earthquakes, fires and hurricanes.)
A critically ill relative brings a family home early from their vacation
On the second day of their 14-day trip, Mr. and Mrs. C. and their children received an emergency message that Mr. C.'s mother was critically ill. The family contacted the 24-Hour Emergency Hotline for assistance in making return travel arrangements. CSA's Designated Service Provider, assisted them in purchasing air tickets to return home. (Their original tickets were highly restrictive and the dates could not be changed.) Because they missed most of their trip, CSA's Trip Interruption benefit paid the extra airfare, plus the value of the unused trip.
Why Should I Buy Vacation Rental Insurance?
The purpose of Vacation Rental Insurance is to provide protection for travelers against the unique risks associated with travel. Many of these risks, such as trip cancellation and interruption, are not generally covered by any other insurance available to travelers.
Although travelers probably don't want to think about it, the plain fact is that travel involves some unique risks. In fact, travelers would be surprised by some of the things that could happen. Ask yourself the following questions:
Without Vacation Rental Insurance, could I miss my trip and lose my vacation investment, too?
Unfortunately, for the majority of travelers, the answer is yes. If you have to cancel or postpone your vacation, you will probably lose some, if not all, of the money you have pre-paid. You may be able to reschedule the vacation, but will you have the money to pay for it?
Without Identity Theft, could restoring my credit profile become a nightmare?
Yes! Victims of identity theft spend a lot of time restoring their credit profile. Identity theft is one of America's fastest-growing crimes, and travelers are highly susceptible to identity theft and fraud while traveling. CSA has 180 days of Identity Theft Resolution Services as a standard feature of our plan. Identity Theft Resolution Services provides full service support to insureds that believe their identity may have been compromised.
Without Vacation Rental Insurance, could it cost me extra money if I'm forced to come home early?
Yes! It will probably cost you extra to return home. You may pay a higher rate for last-minute airline tickets or exchange fees for existing tickets. You also won't get any money back for the unused portion of your trip. Many times, the cost of interrupting your trip can exceed the actual trip cost.
Should I be concerned about Emergency Medical Transportation cost when I'm away from home?
Definitely. This valuable service provides you with the peace of mind that a serious medical emergency will not financially devastate you. It also assures that you will be transported to adequate medical facilities should something happen to you, wherever you are in the world.
Travel plans are not complete until you protect yourself—and protect your investment—against these risks by choosing CSA Vacation Rental Insurance.
Protection Before, During and After Your Trip
A cancellation, interruption or trip delay can cost you your vacation investment and additional expenses. CSA provides you with protection during your entire vacation experience. You've invested time and money in your vacation. Unexpected events can risk all of that. If you can't go on your trip for a covered reason, you will be reimbursed for your prepaid expenses. It offers excellent value and combines insurance coverages with 24-Hour Emergency Assistance Services.
Insurance Coverage
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Coverages and Services
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Maximum Benefit Per Reservation
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Trip Cancellation
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100% of Reservation Cost
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Trip Interruption
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100% of Reservation Cost
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Travel Delay
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$600
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Baggage Delay
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$200
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Travel Accident
(Accidental Death and Dismemberment)
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$100,000
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Emergency Medical Transportation
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$50,000
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24-Hour Emergency Assistance Services
(Provided by CSA's designated provider)
- Medical Referral
- Traveling Companion Assistance
- Emergency Cash Transfer
- Legal Referral
- Locating Lost or Stolen Items
- Replacement of Medication and Eyeglasses
- Embassy and Consular Services
- Worldwide Medical Information
- Interpretation/Translation
- Emergency Message Relay
- Pet Return
- Vehicle Return
Identity Theft Resolution Services
Included for six months starting on the scheduled departure date.